Payment Terms — Mushroom Matters

1.1. These Payment Terms form part of the Public Offer and govern payment for Goods ordered from the Seller through mushroomatters.com or an Official chat. A payment method is available for a particular Order only when it is shown in the checkout or final Order summary.

1.2. Submitting an Order request does not create a payment obligation and does not charge a card or account. Before payment, the Buyer receives and expressly confirms the Goods, quantities, discounts, delivery cost, other disclosed charges, currency, final amount and payment method.

1.3. Where bank transfer is enabled for self-service checkout, receiving details appear on the protected order page after the Buyer confirms the final terms. The Buyer transfers the exact stated amount in the stated currency and includes the order number where possible. Opening the details or confirming the order does not prove payment. The Seller verifies receipt, notifies the Buyer and arranges the delivery appointment.

2.1. Depending on technical activation, destination, currency and the particular Order, the Seller may offer: ACBA LinkPay; direct card payment through ACBA E-commerce; an SBP QR code for payments in RUB; cash on delivery where available; or bank transfer using details supplied by the Seller through the agreed communication channel.

2.2. The presence of a method in these Terms does not mean that it is active for every Order. The Buyer should use only the payment control or link shown by the Site or sent through the Official chat or contact associated with the Confirmed Order.

3.1. For LinkPay, the protected final-terms page presents “Confirm and pay for the order”. Once the Buyer activates it, the system records acceptance of the displayed revision and redirects the Buyer to the ACBA payment session prepared for that Order. If the redirect is interrupted, the payment control remains available on the confirmed-order page while the session is valid. Before paying, the Buyer should verify the Seller, Order reference, currency and amount displayed in ACBA's payment environment.

3.2. The Seller does not ask the Buyer to send a card number, expiry date, security code or one-time bank code through a chat, email or telephone call.

4.1. When direct E-commerce payment is active, the protected final-terms page presents the final amount and “Confirm and pay for the order”. After the Buyer activates it, the system records acceptance of the displayed revision and transfers the Buyer to ACBA's secure payment environment. The Order is treated as paid only after the payment provider reports a successful transaction to the Seller.

4.2. If the result is failed, cancelled, pending or unclear, the Buyer should not repeat the payment until checking the bank statement or contacting the Seller. A pending Order is not evidence that funds were received by the Seller.

5.1. Card details are entered and processed in ACBA's secure payment environment. The Seller receives transaction status and identifiers needed to match payment to the Order but does not receive or store the full card number or security code.

5.2. The payment currency and final amount are shown before payment. If the Buyer's bank account uses another currency, the issuing bank or payment network may perform conversion and apply its own rate or fee; those external charges are not set by the Seller.

6.1. After a successful payment, the Seller records the payment against the Order and provides the Order or payment confirmation and any settlement document required by applicable law through the available channel.

6.2. If the same Order appears to have been paid more than once, or the amount or status is incorrect, contact the Seller promptly with the Order number, payment date, amount and transaction identifier if available. Do not send full card details or a security code.

7.1. Refund eligibility, timing and return procedure are governed by the Refund Policy. A refund is made through the original payment method unless the Buyer expressly agrees otherwise and incurs no additional fee as a result.

7.2. For a payment question, contact +374 44 605058, mushroomatters@gmail.com or the Official chat used for the Order. State the Order number and transaction identifier where available, but do not send card credentials.