Payment Terms — Mushroom Matters

1.1. These Payment Terms form part of the Public Offer and govern payment for Goods ordered from the Seller through mushroomatters.com or an Official chat. A payment method is available for a particular Order only when it is shown in the checkout or final Order summary.

1.2. Submitting an Order request alone does not create a payment obligation and does not charge a card or account. Before payment, the Buyer receives and expressly confirms the Goods, quantities, discounts, delivery cost, other disclosed charges, currency, final amount and payment method. Agreement may be recorded through checkout, a protected link or by an employee after the parties have expressly agreed the terms in correspondence, by telephone or in person under clause 4.4 of the Offer. Recording agreement does not record payment: the Seller marks money as received only after verifying the actual full receipt. Payment by the Buyer directly to the carrier does not pay the amount due to the Seller; a delivery charge collected by the Seller is included in that agreed amount.

1.3. Orders for delivery within Yerevan are confirmed in one action under clause 4.3 of the Offer; delivery is free and no further confirmation is required. For delivery outside Yerevan, checkout registers an Order request without an obligation to pay. The delivery cost, timeframe and final amount are agreed individually; the Buyer then confirms the final terms through a protected link before payment. After confirmation, where available, AMD bank-transfer details appear on the protected page. Otherwise the Seller sends bank-transfer details personally in the Order currency. The Buyer transfers the confirmed amount and includes the Order number where possible. The Seller verifies actual receipt before marking payment as received.

2.1. Depending on technical activation, destination, currency and the particular Order, the Seller may offer: ACBA LinkPay; direct card payment through ACBA E-commerce; an SBP QR code for payments in RUB; cash on delivery where available; or bank transfer using details supplied by the Seller through the agreed communication channel.

2.2. The presence of a method in these Terms does not mean that it is active for every Order. The Buyer should use only the payment control or link shown by the Site or sent through the Official chat or contact associated with the Confirmed Order.

3.1. For LinkPay, the protected final-terms page presents “Confirm and pay for the order”. Once the Buyer activates it, the system records acceptance of the displayed revision and redirects the Buyer to the ACBA payment session prepared for that Order. If the redirect is interrupted, the payment control remains available on the confirmed-order page while the session is valid. Before paying, the Buyer should verify the Seller, Order reference, currency and amount displayed in ACBA's payment environment.

3.2. The Seller does not ask the Buyer to send a card number, expiry date, security code or one-time bank code through a chat, email or telephone call.

4.1. When direct E-commerce payment is active, the protected final-terms page presents the final amount and “Confirm and pay for the order”. After the Buyer activates it, the system records acceptance of the displayed revision and transfers the Buyer to ACBA's secure payment environment. The Order is treated as paid only after the payment provider reports a successful transaction to the Seller.

4.2. If the result is failed, cancelled, pending or unclear, the Buyer should not repeat the payment until checking the bank statement or contacting the Seller. A pending Order is not evidence that funds were received by the Seller.

5.1. Card details are entered and processed in ACBA's secure payment environment. The Seller receives transaction status and identifiers needed to match payment to the Order but does not receive or store the full card number or security code.

5.2. The payment currency and final amount are shown before payment. If the Buyer's bank account uses another currency, the issuing bank or payment network may perform conversion and apply its own rate or fee; those external charges are not set by the Seller.

6.1. After a successful payment, the Seller records the payment against the Order and provides the Order or payment confirmation and any settlement document required by applicable law through the available channel.

6.2. If the same Order appears to have been paid more than once, or the amount or status is incorrect, contact the Seller promptly with the Order number, payment date, amount and transaction identifier if available. Do not send full card details or a security code.

7.1. Refund eligibility, timing and return procedure are governed by the Refund Policy. A refund is made through the original payment method unless the Buyer expressly agrees otherwise and incurs no additional fee as a result.

7.2. For a payment question, contact +374 44 605058, mushroomatters@gmail.com or the Official chat used for the Order. State the Order number and transaction identifier where available, but do not send card credentials.